Definition: The term "zero-mortgage loans" refers to loans that do not require a down payment or a credit score to be obtained, as they are typically provided by financial institutions without any strings attached. Zero-mortgage loans can include various types of loans, such as FHA, VA, and conventional mortgages. They also often come with lower interest rates than traditional mortgages because they offer zero down payments. Zero-mortgage loans have become increasingly popular in recent years due to the growth in home ownership and the decrease in mortgage-related foreclosures.
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